Account Registration
Fee Structure
| No. | Description | Fee (RM) |
|---|---|---|
| 1 | CreditMapper Yearly Subscription | 20,000.00 |
| 2 | CreditMapper Half Year Subscription | 12,500.00 |
| 3 | MARC Online Yearly Subscription | 12,000.00 |
| 4 | MARC Online + CreditMapper Yearly Subscription | 25,000.00 |
Terms & Conditions of Access
YOU MUST AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT TO BECOME A USER, WHICH IN TURN PERMITS YOU TO ACCESS CERTAIN OF MALAYSIAN RATING CORPORATION BERHAD'S (COMPANY NO.: 364803-V) (MARC) PRODUCTS AND INFORMATION ON MARC'S WEB SITE. BY COMPLETING THE ENROLLMENT PROCESS, YOU AGREE TO THE TERMS OF THIS AGREEMENT, JUST AS IF YOU HAD SIGNED THIS AGREEMENT. IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, PLEASE PROMPTLY EXIT THIS WEBSITE.
1. Changed Terms.
This Agreement will take effect at the time you click "I AGREE" (thereby indicating acceptance of these Terms and Conditions). MARC reserves the right at any time and for any reason to deny you access to the MARC's website or any portion thereof, and to terminate this Agreement. Termination will be effective without notice. Please note that MARC reserves the right to change the Terms and Conditions under which this Site and its many offerings are extended to you, upon notice, which may be given by MARC posting such modifications on MARC's website, or by e-mail, or any other reasonable way. Your continued use of MARC's website following notice of such modifications will be conclusively deemed acceptance of any changes to these Terms and Conditions. You agree that notice of changes to this Agreement on MARC's website, or delivered by email, or provided in any other reasonable way constitutes reasonable and sufficient notice.
2. Term.
MARC may change or discontinue any aspect of its website at any time, including, its content or features. MARC may terminate User's access at any time for any reason. The provisions regarding Disclaimer of Warranty, Accuracy of Information, Indemnification, and Third Party Rights shall survive.
3. Copyright and License of Product.
The Products are the property of MARC and are protected by Malaysian and international copyright law and conventions. User acknowledges that access to the Products is limited to the License terms set forth herein and any expansion must be in writing. The granting of the License to access and use the Products is conditioned on User's agreement not to disclose, copy, disseminate, redistribute, or publish a Product, or any portion of or excerpts of a Product to any other party.
User shall have the right to use the Products solely for its own internal information purposes. Reproduction of the Products in any form or by any means is forbidden without MARC's written permission, including but not limited to:
A. information storage and retrieval systems;
B. recordings and retransmittals over any network (including any local area network);
C. use in any timesharing, service bureau, bulletin board or similar arrangement or public display;
D. posting any Product to any other online service (including bulletin boards or the Internet); or
E. sublicensing, leasing, selling, offering for sale or assigning the Product.
i. User agrees to maintain all copyright, trademark and other notices contained in such Product.
ii. User agrees that it shall not use MARC's name or any excerpts from the Products in the promotion of its products or services.
None of the Product on MARC's website may be copied or otherwise reproduced, repackaged, further transmitted, transferred, disseminated, redistributed or resold for any such purpose, in whole or in part, in any form or manner or by any means whatsoever, by any person without MARC's prior written consent.
'Product' means any downloadable material(s) and or information from MARC's website.
4. Disclaimer of Warranties.
MARC does not make any warranties, express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, with respect to the Products. Although MARC takes reasonable steps to screen Products for infection by viruses, worms, Trojan horses or other code manifesting contaminating or destructive properties before making the Products available, MARC cannot guarantee that any Product will be free of infection.
5. Accuracy of Information.
The information contained in the Products has been obtained from sources believed to be reliable. MARC disclaims all warranties as to the accuracy, completeness or adequacy of such information. The reader assumes sole responsibility for the selection of the Products to achieve its intended results. The opinions expressed in the Products are subject to change without notice.
Any Product and information on MARC's website is provided on the basis of information believed by MARC to be accurate and reliable as derived from publicly available sources or provided by the rated entity. MARC, however, has not independently verified such information and makes no representation as to the accuracy or completeness of such information.
Any assignment of a credit rating by MARC is solely to be construed as a statement of its opinion and not a statement of fact. A credit rating is not a recommendation to buy, sell, or hold any security. No investment decision should be made solely on the basis of a credit rating which does not, among others, comment on the adequacy of market price, the suitability of any security for a particular investor, or the tax-exempt nature or taxability of payments made in respect to any security.
MARC reviews from time to time the credit ratings it has assigned and may change such credit ratings or place them on credit watch.
6. Limitation of Liability.
In no event will MARC be liable for:
A. damages of any kind, including without limitation, direct, incidental or consequential damages (including, but not limited to, damages for lost profits, business interruption and loss of programs or information) arising out of the use of or inability to use MARC's website or the Products, or any information provided on the website, or in the Products
B. any claim attributable to errors, omissions or other inaccuracies in the Product or interpretations thereof.
7. Links.
MARC may provide links, in its sole discretion, to other sites on the World Wide Web for your convenience in locating related information and services. These sites have not necessarily been reviewed by MARC and are maintained by third parties over which MARC exercises no control. Accordingly, MARC expressly disclaims any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third party web sites. Moreover, these links do not imply an endorsement of any third party or any web site or the products or services provided by any third party.
8. Indemnification.
User agrees to indemnify, defend and hold harmless MARC, its affiliates, licensors, and their respective officers, directors, employees and agents from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of the use of the Products by User or User's account.
Under no circumstances will MARC and its affiliates be liable to you for any special, indirect, incidental or consequential damages of any kind, including, but not limited to, compensation, reimbursement or damages on account of the loss of present or prospective profits, expenditures, investments or commitments, whether made in the establishment, development or maintenance of business reputation or goodwill, for loss of data, cost of substitute materials, products, services or information, cost of capital, and the claims of any third party, or for any other reason whatsoever, even if MARC has been advised of the possibility of damages. Further, the information, materials, products, and services available on this site may include inaccuracies or typographical errors. Moreover, MARC may make modifications and/or changes in this site or in the information, materials, products, and services described in this site at any time, for any reason. You assume the sole risk of making use and/or relying on the information, materials, products, and services available on this site.
9. Third Party Rights.
The provisions regarding Disclaimer of Warranty, Limitation of Liability and Indemnification are for the benefit of MARC, and its licensors, employees and agents. Each shall have the right to assert and enforce those provisions against a User.
10. General Provisions.
Any provision in any memorandum received by MARC in connection with the Product which is inconsistent with, or adds to, the provisions of this Agreement is void. Neither the parties' course of conduct or trade practice will modify the terms of this Agreement. If any provision of this Agreement is determined by a court of competent jurisdiction to be invalid, all other terms and conditions shall remain in full force and effect.
11. Governing Law.
This Agreement will be governed by and construed in accordance with the laws of Malaysia and the Parties agree to submit to the non-exclusive jurisdiction of the High Court of Malaya.
12. Privacy Statement.
A customer's right to privacy is of paramount importance to MARC. When you register to use our site, MARC will ask you to provide your name, organization, email address, and other information. We use that information to provide you a more personalized online experience and to process orders, as well as to keep track of what topics are of interest to our readers. This information will not be shared with any third party.
13. Events Beyond MARC's Control.
You expressly absolve and release MARC and MARC licensors and suppliers from any claim of harm resulting from a cause beyond their control, including, but not limited to, the failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, terrorism or governmental restrictions.
14. Waiver.
MARC's failure to insist on strict performance of any of the Terms and Conditions of this Agreement will not operate as a waiver of any subsequent default or failure of performance. No waiver by MARC of any right under these Terms and Conditions will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time.
15. Acknowledgement.
You hereby acknowledge that you have read this Agreement, understand it and agree to be bound by its terms and conditions, and that this Agreement may be executed by electronic signature, including (without limitation) by clicking "I accept", or by downloading any of our resources.
Last Updated: April 2006